Newsletters
Forty-three percent of Americans spent more time planning their most recent vacation than planning for their retirement.1
Will you outlive your retirement income? How much liability insurance should you have? Should you add stocks to your portfolio? Are your financial expectations for the coming year realistic?
Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.
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March
Don't Let a Disability Cripple Your Family's Finances
One way to help protect against the financial ruin that a disability can bring is through disability income insurance.
Working for Social Security
There's nothing wrong with wanting to work in retirement, but if you decide to earn some extra income, make sure you understand how it will affect your Social Security benefits.
A Simple Way to Help Your Family
A letter of instructions, while not a legal document, can help your family cope during a difficult period by providing information that has no place in a will.
Most Recoveries Are Announced Months After They Begin
Because it can take so long for the National Bureau of Economic Research to determine when a recession began or ended, people who delay financial decisions until they are certain a recession is over are at a disadvantage because they may be operating on old information.
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February
Are You Making These Cash Mistakes?
With interest rates at historic lows, what should you do with the money you save?
Patching the Alternative Minimum Tax
The future of the AMT is uncertain, yet it is important to consider the possible effects of the AMT on your tax situation.
Tips for Healthy Life Insurance
If you are about to retire or have recently entered retirement, it's a good time to consider whether your current life insurance policy meets your needs.
What Does a Fed Chairman Do?
The Federal Reserve plays an important role in our economy, and the chairman is its most visible player. His behavior is a good source of clues about what the future may hold.
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January
Are Target-Date Funds Off Target?
Target-date funds are not for everyone, so it's important to gather all the facts.
The Benefits of Social Security
Take this quiz to assess how much you know about Social Security benefits.
Love and Marriage and Retirement
More than 80% of married couples 45 to 72 say they don't agree on when they should retire, what their retirement lifestyle should look like, or whether they will work in retirement.
Beware the Better-Than-Average Effect
Economists have found that, on average, people tend to believe that their own lives are improving at a faster rate than most everyone else's.
When Tea Leaves Won't Do
Economic indicators can be a good source of clues about trends, but it takes experience and skill to interpret their meaning.
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June
Inflation Goes to College
Over the past 10 years, tuition and fees have grown more than 4% faster than the rate of general inflation at public four-year colleges and more than 2% faster than inflation at private four-year colleges.
The Positives of Negative Correlation
Few asset groups are perfectly negatively correlated, but a portfolio may still be able to benefit from the correlation principle.
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May
Celebrate Life and the Benefits of Insuring It
In addition to the protection it can bring, life insurance can also offer some tax benefits.
A Question of Identity
Not only is identity theft costly, it can also be a major hassle that affects a person’s credit score for years. The key to preventing ID theft is awareness.
The Land of Income Mobility
In America, just about anyone who is dissatisfied with his income has the opportunity to roll up his sleeves and move into a different income bracket.
Recapping Market Capitalization
The blurring of lines between large-cap, mid-cap, and small-cap companies is an indication that it may be time to evaluate whether your portfolio holdings have shifted toward or away from your investment objectives.
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April
HOT TOPIC: The Fed Plans to Spend Trillion or More to Spur Growth
For the first time in a generation, the Federal Reserve has undertaken a campaign to influence long-term interest rates, a departure from recent monetary policy that has focused almost exclusively on short-term rates.
Never Too Old—or Too Rich—to Consider Life Insurance
There are many possible reasons to consider owning life insurance, even if you have convinced yourself that it's no longer necessary in your situation.
Avoid the Timing Trap
Market timing is a risky approach that could have a significant effect on a portfolio’s long-term performance.
Income Now or Later
Immediate and deferred fixed annuities are insurance products that could help retirees safeguard some of their nest eggs and provide a steady income stream throughout retirement.
Defend Your Retirement from Inflation
Over long periods, inflation can pose a significant threat to quality of life for retirees, primarily because it reduces the purchasing power of their retirement incomes.
Separate Your Business from Your Portfolio
Allocating too much of your investment capital to one company — even your own — is a risky proposition.